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This is unsurprising: just as income generally rises with age, so do outgoing costs, such as mortgages and credit card debts.

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The average household had £7,616 of consumer debt in December 2017, according to the Money Charity.Before you consolidate, consider the following pros and cons: Note: Just remember, you must continue making payments after submitting your application until you receive notice from your servicer that underlying loans have been paid off.You have the option to select the servicer of your choice (of which, Nelnet is an option) After your new Direct Consolidation Loan is complete, you may still add more eligible loans to your existing consolidation.We never take a fee from customers for this broking service.Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

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